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French Property Secrets - ebook and software to take the risk out of buy, selling or letting in France

Show me the Contents


Okay, you're still not sure that French Property Secrets ebook and software can show you how to successfully buy, sell and let your dream French home?

Please take a quick look at the contents page for each section of the book and scroll down for a sample chapter.

Main Volume

Contents List

  1. Introduction

  2. Why is Investing in France Such an Exciting Opportunity?

  3. How to Find the Best Areas for Investment

  4. Regional Overview

  5. Types of Property

  6. Finding your Dream Property

  7. Financing your Purchase

  8. The Buying Process in France

  9. How to Let your Property

  10. Selling your Property

  11. Running and Maintaining Your Dream Property

  12. My Recommendations for 2003

  13. And lastly ... French Property Secrets

  14. Spreadsheets and Extra Information

  15. Glossary of French Property Terms

In addition to the main volume, you'll also receive spreadsheet software to help you accurate measure your purchase, rental income and selling costs. These include:

Purchase Analysis Spreadsheet Software

This software assists you in finding out how much it really costs to buy and keep French property - you might just be suprised!

Using the software, you can also vary your mortgage amount such that you know you can afford the deposit and initial purchase costs.

On Going Cost Analysis Spreadsheet Software

The On Going Cost analysis software incorporates basic French Tax calculations for Holiday home owners - including the French Wealth Tax.

In addition, it lists out the various local taxes and maintenance costs you should budget for.

Selling Analysis Spreadsheet Software

The Selling analysis software helps you consider the likely net amounts after sales costs and the implications of capital gains as a non-resident.

Lastly, the spreadsheets automatically convert all the costs back into Sterling - at the latest exchange rates so you can see what it really costs.

Software suitable for Excel, Microsoft works/ office and Appleworks

In addition, French Property Secrets comes with some very special bonus items...

BONUS ITEM 1.) French Property Price Lists
- one listed by region and the other by size (ie number of bedrooms) of the property.

With a lack of available data, it is very hard to know what kind of prices you might need to pay to afford your dream home.

As you'd expect, regions vary enormously, and whilst some pockets (such as Marbella) can be almost as expensive as London, other areas offer fabulous properties with masses of land and great value.

Now, you'll be able to focus on regions that fit your budget.

BONUS ITEM 2.) Free membership of PropertySecrets.net

Your purchase of French Property Secrets includes a complimentary 2 month membership of PropertySecrets.net, giving you the latest and most up to date information on the UK and European property market and other important issues! Membership benefits include:

  • Access to Deals
  • Property Secrets UK PRO Newsletter
  • Property Secrets Europe PRO Newsletter
  • Special member discounts
  • Access to Property Secrets Expert Forums

All the spreadsheet software and these information rich bonus items are yours free when you purchase French Property Secrets

"How can you offer so much for so little?"

Yes, it's a great question. Well, one answer is that the Internet enables us to deliver the ebook and software to a much wider audience than is possible with a traditional book.

You see, we reckon this information is worth £100s! After all, it could save you from making a big financial mistake or even better - help you negotiate a great investment!

Now that has to be worth a lot, don't you agree?

But we've decided to go the other way.

Publishing via the Internet, in this way, this allows us to deliver great information and invaluable advice and tools - at a price that is within reach of ANYBODY who wants it.

Why did we choose this route? Well, because at the end of the day - I'd rather see a lot of people benefit than just a few. After all, I've seen what can happen if people get the property market wrong - yes, I know the French Property horror stories. So, I'm pretty determined that it doesn't happen to me or anyone I know.

So, I invite you...to order your copy now..

...you simply won't find better advice, tools and help about French property any where on the web. And it's currently on special offer at only £24.97.

So don't procrastinate
Don't bookmark this page for sometime later

Click here to order
French Property Secrets
and get started
right away

Within minutes, you'll be downloading. Review it and if it doesn't live up to your high expectations then just ask for your money back.

Yes, really!

Seriously, if you intend to buy French property at any stage, this book will pay for itself many times over with its advice and hard won experience - after all, you don't want to learn by making mistakes, do you?

Dream homes are out there waiting for you, but first learn about what works - and what doesn't work - but do it now!

This could be the best French property investment decision you make all year

Free Chapter

Just in case you are still not sure...

Download the free sample chapter - this will give you the first chapter for free - you will be able to look and feel your way through this ebook.

If you've never seen an ebook before - you will amazed. You can key word search the whole book, click jump from the contents and index pages and jump straight out into the web to view selected and recommended sites

Click HERE to download*

Click to view a FREE sample of French Property Secrets

*If you are unable to read the free download, you may need to install adobe reader first. This is excellent software and you can download it from http://www.adobe.com/products/acrobat/readstep2.html

"Fantastic, everything I needed to know about finding and buying French Property. I recommend this book."
Alasdair, Putney, London

Click here to view the order form...


Detailed Contents List

1.1 Welcome to French Property Secrets, Insider Secrets on 'How to Make your French Home Pay'
1.1.1 Why investing in France is such an exciting opportunity
1.1.2 Finding and buying the property
1.1.3 How to let the property
1.1.4 How to sell the property
1.1.5 What you need to do and know when you own the property
1.1.6 My top ten tips and recommendations for 2003 and beyond
1.1.7 Final thoughts

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2.1 Do you know France is…
2.2 Why Buy a Property in France?
2.2.1 Holiday home buyers
2.2.2 Buyers of retirement homes
2.2.3 People living and working in France
2.2.4 Property investment in France
2.2.5 French Property prices rising but still cheaper than UK

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3.1 Boom Signals of the Local Area
3.1.1 New routes opened by cut price airlines
3.1.2 New Public Transport
3.1.3 Regions with existing transport links that are currently overlooked
3.1.4 Estate agencies opening up
3.1.5 Nationalities grouping together
3.1.6 The appearance of amenities geared towards local minorities
3.1.7 Capital effect
3.1.8 New employers
3.2 Nine questions to ask yourself before you buy
3.3 Practicalities to think about before you buy
3.3.1 Who is going to look after the property when I’m not there?
3.3.2 What are the local amenities like?
3.3.3 What is the security like?
3.4 Local factors which can ruin your investment
3.4.1 Télémasts

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4.1 The Départements
4.2 Regional Property Price Ranges
4.3 North
4.4 Northwest
4.5 Northeast
4.6 Central
4.7 Southwest
4.8 Central/Southeast
4.9 South
4.10 Paris and Isle-de-France
4.11 Corse (Corsica)

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5.1 Types of Property
5.1.1 Old properties and land
5.1.2 Planning Permission
5.1.3 Renovating a rural property
5.2 Top Tips on Renovating Houses
5.3 Building your own property
5.3.1 Did you know...?
5.4 New Developments
5.4.1 Prices
5.5 Buying off plan
5.5.1 Top tips for buying off a plan
5.6 Things you Should Know about Buying a New Property
5.7 Resale Properties

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6.1 How to Find your Dream Property
6.1.1 Three steps to finding your Dream Home
6.2 Information sources
6.2.1 Finding out who you are dealing with
6.2.2 Searching on the Internet
6.2.3 Magazines
6.3 French estate agents and Notaires as agents
6.4 How to establish your budget
6.4.1 Funding a deposit
6.4.2 Costs of purchase
6.4.3 Land Registry tax, Département tax and Commune tax
6.4.4 T.V.A
6.4.5 Notaire’s Fees
6.4.6 Stamp duty
6.4.7 Registrars' Fees & Disbursements
6.4.8 Things to think about before you make an offer
6.5 Thinking about inheritance tax
6.6 Types of ownership
6.6.1 Using a SCIAPT or SCI

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7.1 Payment Options
7.1.1 Buy for Cash
7.1.2 Release equity from a UK property to buy the French property
7.1.3 Taking out loans on French Property
7.2 Sterling vs Euro Mortgages
7.3 Taking out a loan through a UK lender
7.3.1 Advantages of UK lender
7.3.2 Typical mortgage terms and conditions for UK lender
7.4 Taking out a loan with a French lender
7.4.1 Advantages of French lender
7.4.2 Typical conditions when borrowing from a French lender
7.5 Using Specialist Mortgage Brokers
7.5.1 Some useful links

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8.1 Types of ownership
8.2 The key steps in the legal process of buying property
8.3 Pros and cons of appointing a lawyer
8.4 Agreeing a purchase contract
8.4.1 Purchase Price - a warning!
8.4.2 Drafting and signing the purchase contract
8.4.3 Deposits
8.5 Surveys
8.6 Searches and documentation
8.6.1 Certificate for Termite-Free property
8.7 The Transfer Deeds
8.7.1 Powers of Attorney
8.7.2 Paying the purchase price, fees, taxes etc
8.8 Extra issues for new property developments
8.9 Useful Websites

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9.1 Prospects for the Rental Market
9.1.1 Who is letting their property?
9.2 How to choose the right property for letting
9.2.1 What makes a good rental property?
9.2.2 Gîtes
9.2.3 Holiday homes
9.2.4 Where to buy for holiday letting
9.3 Letting Law and Types of Let
9.4 Achievable Rents
9.4.1 Tax on rental income
9.5 How to Present your Property for Maximum Returns
9.6 How to Find your Tenants
9.6.1 Types of tenants
9.6.2 Finding tenants yourself
9.6.3 Directory Listings
9.6.4 Letting Agencies
9.7 Using Letting Agents
9.7.1 Using a local letting and managing company
9.7.2 What to expect of managing agents
9.8 UK Guaranteed Letting Schemes
9.9 French Guaranteed Letting Schemes - Leasebacks
9.9.1 Six benefits of buying properties using the Leaseback Scheme
9.10 Managing the Property Yourself
9.11 Top Tips for Letting your Property

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10.1 DIY Selling – Doing it Yourself
10.1.1 Ten Top Tips on “DIY Sales”
10.2 Using British Estate Agents
10.3 How to Select a French Estate Agent
10.4 Alternatives to Conventional Sales
10.5 Selling Costs and Taxes
10.5.1 Taxes
10.6 Other Things to Think About When you Sell

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11.1 Property taxes and other ongoing costs
11.1.1 Local taxes
11.1.2 Taxe Foncière.
11.1.3 Taxe d’Habitation.
11.1.4 Taxes Assimiles
11.1.5 Running Costs
11.1.6 How do I pay my bills from abroad
11.2 General Taxation
11.2.1 Impôts sur la Revenue des Persons Physique (IRPP)
11.2.2 Impôts sur la Revenue de Capitaux
11.2.3 Unfurnished Lettings
11.2.4 Furnished Lettings
11.2.5 Impôts de Solidarité sur la Fortune.
11.2.6 Impôts sur Les Plus-Values.
11.2.7 Holding Tax
11.2.8 Social charges
11.3 Health and Social Security
11.3.1 If you are working in France
11.3.2 If you are employed
11.3.3 If you are self-employed
11.3.4 If you are not working
11.4 Residency
11.4.1 Carte de Séjour
11.4.2 Residency for tax purposes.
11.5 Appointing a Fiscal Representative
11.6 Protecting Your Investment - Wills & Inheritance Tax
11.6.1 Droits de Succession
11.6.2 En Tontine
11.6.3 The Pacte Civil de Solidarité
11.6.4 Do you really need to make a French will?

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12.1 Top Ten List for Things to do and Consider During 2003
12.2 Ten Things That can go Wrong and How to Avoid Them
12.3 Top Ten Things to do Before you go to France

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14.1 Opening the Spreadsheets on an Apple Mac
14.2 Using the Purchase Costs Spreadsheet
14.2.1 Estate Agents’ Fees
14.2.2 Purchase Taxes and Costs
14.2.3 Legal Fees
14.2.4 Mortgage legal and set up costs
14.2.5 Set up costs
14.3 Using the Ongoing Costs Spreadsheet
14.3.1 Ongoing Taxes for Non-Residents:
14.3.2 Standard Property Maintenance Costs
14.3.3 Cost of loan

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